Amerika, američané, americké zvyky
FEMA uses the designation "Special Flood Hazard Area” (SFHA) to classify regions that have the highest risk of flooding. Homeowners that live in SFHAs are often required to carry flood insurance in order to get a mortgage. Due to the increased risk of flood damage, flood insurance policies in SFHAs are significantly more expensive than in other areas. Here are the average costs of flood insurance in SFHAs.
Cost of Flood Insurance in Zone A, AE, A1-A30, AO and D
Building type Cost for minimum coverage Cost for maximum coverage
Cost of Flood Insurance in Zone V, VE and V1-V30
Building type Cost for minimum coverage Cost for maximum coverage
Non-elevated with subgrade crawlspace $1,329 $9,002
No basement/enclosure* $1,329 $9,504
Elevated on crawlspace $1,329 $9,504
With basement $1,389 $11,399
With enclosure $1,389 $13,197