Kecáš.
https://theinsurancebulletin.com/article/how-much-does-flood-insurance-cost
Zrejme jses jeden z tech FEMA spongers ktery tech $618 rocne odmitaj platit. V Kalifornii taky neni earthquake insurance povinna a vetsina lidi ji z toho duvodu neplati a spoleha se misto toho na federalni vladu.
